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Plutocracy: How to become the wealthiest investor in the game

This guide will focus on how to turn 100K starting capital into extreme profits.

How to become the wealthiest investor in the game

Hello! In this section of the guide I will be introducing you to the game mechanics and explain some of the most essential key elements to Plutocracy.

Once you join a fresh game you will notice a few variables in the hotbar.

  1. $ 100 000 in starting capital
  2. 50 loyalty
  3. $ 100 000 in Net Worth
  4. Your game rating

These 4 elements will give an overview of how you’re investments are doing, whether it is stock-investments or collectibles. I will talk more about the different types of investment opportunities later.

You will also start the game with 2 skill points that you will want to assign a set of skills. Please read the next section to decide which skills is worthwhile investing in.

Setting up the game

Now that you have made yourself acquainted with the game basics it’s time to investigate the different companies available in your state.

I would not recommend traveling to a different state in the early stages of the game, as every dollar counts.

At first I recommend that you get an overview of the companies in your state. Pay especially attention to the companies with low market cap, as these will be easier to get voting powers in the company board. I usually focus on companies worth no more than $4 000 000 in the beginning.

It is also important to get knowledge over the companies market share, profit margin and ROI. These numbers should all be in the green as you buy them. These also tend to grow relatively quick in the beginning stages.

Remember also to have enough Influence to begin negotiations with a shareholder.


Before you decide to invest your money in a company, it is important that you assign your skill points.

In the beginning i highly recommend that you invest you skill points into Economics, as this will give you a higher advantage in negotiations.

As you in the beginning won’t have to worry about the well-being of the company you only need to assign skill points to the Investments skill. I would recommend assigning all available skill points into this skill. If wanted you could rather assign 1 skill point to the Psychology skill as this will reduce the amount of Influence needed to begin negotiations. This is also a benefit if you have trouble finding suitable companies with no one to negotiate with.

Once you have assigned your skill points and gotten an overview of the state companies it’s time to start investing your capital.

First stock purchase

It is time to invest your capital into a company.

For a first time purchase, i would recommend finding a shareholder with low Economics- and Diplomacy skills as high levels in these can make the price high and negotiations success-chances worse. Also stay away from shareholders with low success chance.

Stay far away from Agents until later in the game.

Start a negotiation with the shareholder of your choice. This next step would make Rockefeller horrified, but in this game it pays off to invest all your money into one stock. Go ahead raise the stock bar all the way.

During the first negotiations argument I recommend choosing which ever option that leaves you as close to 50% or more in success rate. Secure the stock, and don’t negotiate at round two. You could risk losing Influence, which is extremely valuable at the beginning stages of the game.

You will now be significantly reduced for quite a few quarters of the game. Speed up until you have a quarterly income of $5 000 or more.

At this point it’s all about continuing to invest in your first company, until you get become a voting shareholder.

While you are increasing your stakes in the company, you could also spend some money on collectibles, as these will be valuable later in the game, if you wish to increase relations with other shareholders.

Voting shareholder, what now?

Once you have become a voting shareholder it’s time to start influencing the company from the inside.

If you have obtained other skill points upon this stage I would recommend continuing to invest those skill points into the Investments- and Psychology skills.

Once safely inside the company’s tight circle, you will wan’t to push for more workspaces, and increase the number of workers. This will increase both income and expenses, but the product each worker produce is worth more, than the expenses itself. So the net – income will increase the higher number of workspaces and workers your company has.

Try also to push for a decrease in the company’s dividends. The more money you allow the company to keep, the faster it grows. You can increase the dividends later, when you are the majority shareholder of the company.

Majority Shareholder

Now that you have become the majority shareholder of the company it’s time to buy out the remaining shareholders.

Start by appointing your skill points to the Bookkeeping- and Finances skills. This will reduce management costs and reduce taxes. As soon as you become the majority shareholder vote for the dividends to increase significantly, this will return income into your personal account, which will allow for you to buy out the other shareholders.

Once you have bought out the remaining shareholders decrease the dividends down to about 25%. Keep investing into your workspaces and workers. And don’t mind the strikes and accidents, if you keep your dividends at a low level, the company can afford the loses.

Once you have secured a high income for each quarter, preferably at least $70 000 to $90 000, you can start investing in competitive companies in the same market field. For example. if you first invested in an Oil Refinery, you must continue to invest in other Oil Refineries. An important goal of this game is to monopolize the markets. Use the same strategy as previously used to take control of other companies.

Once you have managed to build up quite the portfolio I would recommend gaining access to the Grants skill. I would also keep a good eye on the Governors ambitions and try to satisfy him/her in order to make good acquaintance. Once enable, issue a Government contract to your main company. This will greatly increase net – income.

Continue following this strategy and you will find yourself among the 1% of the 1% in no time.

I hope you found this guide quite helpful, i have had a lot of time to experience different types of strategies for this game, and I have found that this is by far the best strategy as of yet.

Good luck, and remember… “Be afraid not of large expenses, but of a small income.”

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