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The Outer Worlds Insurance Agent Quest Guide

Insurance Agent Quest Guide

Insurance Agent Location
She can be found at Fallbrook

Insurance Agent Related Quests
The Low Crusade (Companion Quest)

The Low Crusade Walkthrough

If you’ve completed Worst Contact and recruited Ellie this quest will trigger if you speak to her on the Unreliable once you travel to Byzantium. Head to the Fenhill Estate and speak with Ellie’s parents. You’ll learn that they collected on her life insurance policy by concocting an insane story and now they want her gone, or they’ll lose their wealth. This will net you 12,240 XP.

Speak to Ellie outside the Estate, and she’ll hatch a plan to steal the money. Agree to help her and you’ll gain another 12,240 XP.

Next you’ll need to examine the mailbox outside Greater Halcyon Insurance Group, next to the two guards in Prosperity Plaza. It’s right across from Auntie Cleo’s Salon Club, which is closed. Once you do the quest will update and you’ll be instructed to head to Fallbrook on Monarch and setup a dummy account.

Speak to the Insurance Agent there and change the beneficiary on Marilyn Fenhill’s life insurance policy. She will tell you cannot do it, but will tell you that you can alter the beneficiary on the terminal in the backroom. Or you can Bribe her for 3800 Bits to do it, or Intimidate (30) her to do it.

You can Lockpick the back room if you have (45) Lockpick or you can Pickpocket the key from the Insurance Agent. If you Pickpocketed the Insurance Agent you can use the key on the terminal as well. Changing Ellie to the beneficiary will net you 12,400 XP.

Speak to Ellie afterwards and you’ll gain 1,313 Bit Cartridges and a Framed Insurance Check. as well as 53000 XP. This concludes Ellie’s quest line.

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